HDFC ERGO Health Insurance Chennai: Optima Secure+
Redefining what true protection feels like. Get the most reliable HDFC ERGO Health Insurance Chennai offers to secure your family today and for the future.
The 4 Key Coverages
4 Key HDFC ERGO Health Insurance Benefits
2X Coverage from Day 1
Your base cover doubles instantly, at no extra cost.
100% Base Sum Insured Added
Accumulate 100% of your base sum insured year after year, infinite times, irrespective of claims made.
Unlimited Restorations
Every time you claim, your base cover is restored, as many times as needed.
Zero Deductions
Enjoy zero deductions on listed non-medical expenses to maximise your claim during hospitalisation.
Additional Coverages
Comprehensive HDFC ERGO Health Insurance in Chennai
Smart Ways to Save
Maximise Your Value with Optima Secure+ Discounts
- Favourable Claims Experience: Get up to 21% discount as a first-time buyer and up to 18% discount on policy renewal.
- Lifetime Discount: First-time buyers aged 35 or below get an additional 5% lifetime discount.
- Family Discount: Get a 10% discount if two or more family members are covered under the same individual policy.
- Aggregate Deductible: Choose a deductible amount and enjoy up to a 65% discount on your premium.
Secure Your Family's Health Today
Don’t wait for an emergency. Let our expert advisors at Chennai Insurance help you customize your HDFC ERGO Optima Secure+ plan.